I would like to limit the amount that PayPal is able to withdraw from my bank account, preferably so that PayPal would be unable to withdraw. I couldn't transfer past AUD into my Paypal account I worked at PayPal both on Product and Program side for many years. Communicating limits information to. There may also be limits on how much money you can transfer from your PayPal account to your bank account. To see what limits apply to your account, click the. Privacy Legal Policy updates. Please stop back and contribute to the community. Um yes, I did. The credit card option would mean that PayPal can withdraw any amount of money necessary to pay for anything I purchase online. This should not give Paypal any rights to do anything with my bank account - transfer that I made to link it was exactly the same as any other outgoing transfer from my bank account. After you get your feet wet, you can always upgrade to a Premier or Business account.